In the United States, 38 states are fault states for auto insurance, and North Carolina is one of them. That means that you may have a case for any auto accident in which you’ve been involved, from minor bumps to severe collisions.
A fault state is one that uses a tort-based system to determine the resolution for an injured party after an auto accident. In this system, the person who was found to be legally at-fault is the person liable for the injuries or damages resulting from the accident. Typically, these are paid for through the responsible person’s auto insurance carrier.
In North Carolina, a civil lawsuit, either for injury or property damage, must be filed within three years from the date of the accident. If you’ve been injured or experienced damage as a result of an auto accident.