If you’re currently receiving Social Security Disability (SSDI) benefits, or are going through the process of applying for them, you might be wondering if your status could be affected by membership in a union. The good news is that the answer is no — membership in a union will not affect your ability to receive SSDI benefits!
While this is good news already, there’s even better news — your union membership could even help you in this case by providing various types of assistance for you as you go through this difficult time. This help might include things like legal support to help prepare and win your case. This would be in addition to whatever benefits programs your union provides.
Here’s how that could work.
Getting the Right Representation
As a member of a union who is also applying for SSDI benefits, you’re going to need to secure the services of a Social Security attorney or a benefits advocate who is familiar with both the specific ins and outs of your union, but is also familiar with the ins and outs of the Social Security Administration (SSA) and the SSDI process. An advocate like this should work for you in order to ensure that you are receiving both your SSDI benefits as well as any union-related benefits you might be entitled to. In this way, you will be able to maximize your benefits and receive the highest amount of benefits possible.
What Union Benefits are Available?
To an extent, the answer to this question depends in large part on your union and the specific benefits it offers. However, usually, unions offer a number of different benefits that could help you through this time, including:
– Regular disability income. Oftentimes, this can kick in well before any SSDI benefits do
– Medical benefits, including doctor and hospital visits
– COBRA benefits
– Dependent benefits for minors
– Prescription drug coverage
– Supplemental income, which mean income in addition to whatever SSDI you eventually receive from the SSA
How to Start the Process
As a member of a union who is also applying for SSDI benefits, before you begin it’s a good idea to talk with a union representative who deals with the SSA. This person should be familiar with all aspects of your case, and the legal avenues you are entitled to, and will help you to make the most of your claim.
